First Time Homebuyer Training Class (THDA)

THDA’s Mission:Leading Tennessee Home by creating, safe, sound, affordable housing opportunities

Click Here for Pre-Registration 

What is THDA First Time Homebuyers’ Training Class? 

First time home buyers can now get their certificates for THDA funds by attending our Certified Home Buying Training.  The home buying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home.

The nine steps to buying a home are:

1.  Figure out how much you can afford 

2.  Know your rights

3.  Shop for a loan

4.  Learn about home buying programs

5.  Shop for a home

6.   Make an offer

7.  Get a home inspection

8.  Shop for homeowners’ insurance

9.  Sign papers

This class is usually recommended for First Time Homebuyers and homebuyers who have not owned a home in the past three years.  Pre-purchase education provides general instruction to increase your knowledge and build new skills about home buying.Typical subjects include:

  • homeownership readiness and affordability
  • money and credit management
  • types of properties and financing available
  • purchase, mortgage, and closing processes
  • home maintenance and financial management after the sale

Topics Covered:

  • Credit
  • Home Loan Advance
  • Lending Mortgage
  • Conventional Loan
  • FHA Loan

Clients will receive a Homebuyer manual developed by the Neighbor Works Center for Homeownership Education and Counseling, Realizing the American Dream and a personal copy of the Tennessee Housing Development Agency, Home Maintenance Guide.  All participants will receive a certificate of completion. To be able to qualify for many of the specialty THDA loans and USDA Rural Development loans, you are required to attend Homebuyer Education Training. 


Participants must register in advance to be sure for a place in the class.  Those who do not pre-register may not be admitted if the class is full.  Payment must be made prior to class.  Please contact the UT Extension office for fees.  Registration form is located at top of page. 


Serving the community in making their dreams come true!! 

For more information contact:Shelly Barnes,

FCS Extension Agent